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My Home Didn’t Appraise For Its Purchase Price. Now What?

What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).

Can Airbnb Wreck Your Refinance Mortgage?

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here’s why.

Read This Before Borrowing From Your 401(k) To Purchase A Home

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.

Why You Should Shop Around When You Refinance

Fewer than 25% of mortgage consumers apply with more than one lender. Know these time-proven strategies to find the best loan and rate for you.

Otto Co-Working Collabor8 offices by PLY atelier, Hamburg – Germany


Within the framework of ´Kulturwandel 4.0´ a former storage with 1700sqm at 8th floor was developed into a collaboration workspace with different scenarios for open and creative work.

Esika store by Intangibles Assets Design, Lima – Peru


A combination of identity codes to put forward in retail expression, that will lead to distinctivness and recognition, an identity red color that can become a focus point.

Viso by Carlos Bauer, Mafra – Brazil


The visual identity is based on the behavior of the symbol: the stamp with the initial V points to the secondary element, like a compass indicating the correct direction.