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Author Archives: Garrett Borgman

Earnest money check, down payment and closing costs: When are they due?

Buying a home means paying certain costs at specified times during the process. The earnest money check is one of the first things you’ll pay. But if things don’t work out, you usually get the money back.

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Does checking your credit score hurt your credit?

Does checking your credit score hurt your credit? Not if you do it right.

Mortgage rates today, May 18 2018, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Pros and cons of different types of homes

Types of homes and why they matter If you’re concerned about investing in property or getting a mortgage, some types of homes are better than others. In general, though, they break down into three categories: Single-family homes (including manufactured houses, modular homes and PUDs) Condominiums, co-ops or townhomes Multi-unit housing (duplexes, triplexes and fourplexes) Different […]

Home flippers: these are the best states for ROI

For home flippers seeking big returns, it seems Pennsylvania is the place to be. According to a new ranking, the average house flip brings in a 162.4 percent return on investment and nets owners more than $105,000 in profits.

Mortgage rates today, May 17 2018, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

820 credit score: How much cheaper are loans with great credit?

The 820 credit score is the gold standard if you’re applying for a mortgage or any other loan. How much can you save by improving your score?